13840 Booker T Washington Hwy Moneta, Virginia 24121

 
540-721-8822
 
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Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving Insurance Agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.

3/28/25

Very happy with product(s) and price, attentiveness, and professionalism. They make everything easy!

David Pierce, Jr. gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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3/25/25

Very knowledgeable helped me find the right plans for health, dental and vision. Very prompt on communication!! Can’t recommend enough thank you Gavin

sue miller gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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3/24/25

Great Agency! We have been with them for over 20 years, and have always been highly satisfied!

PHIL HAGER INSURANCE AGENCY Replied: Thanks Lisa!
PHIL HAGER INSURANCE AGENCY Replied: Thanks Lisa!

lisa g gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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3/21/25

I found this experience to be handled exceptionally well. The company is friendly, professional, expedient, informative and extremely willing to help.

Pamela King gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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3/19/25

If you want a responsive and knowledgeable insurance agent, you should use Phil Hager Insurance Agency!

PHIL HAGER INSURANCE AGENCY Replied: Thank you, Lisa! We're so glad to hear you had a great experience with our team; your satisfaction truly means the world to us. We’re here to provide the best service and support whenever you need it!
PHIL HAGER INSURANCE AGENCY Replied: Thank you, Lisa! We're so glad to hear you had a great experience with our team; your satisfaction truly means the world to us. We’re here to provide the best service and support whenever you need it!

Lisa Snyder gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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3/14/25

We highly recommend the team at Phil Hager Insurance. We rely on their advice for our homeowners and health insurance. They are quick to respond and efficient in their services.

PHIL HAGER INSURANCE AGENCY got a Positive Recommendation on Facebook


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3/13/25

We received an email from Marcelle of Phil Hager Insurance Agency advising that she was reviewing our policies before their renewal dates, and she offered some suggestions in order to save us some premium costs. We have several policies with this company, so we made an appointment to visit with her. She is extremely knowledgeable, professional and was very thorough in addressing all of our questions and concerns. We made a few changes, and she found a few other companies which gave us better rates. We were extremely satisfied with the help she and her company gave us. We have been customers of Phil Hager Insurance for over 15 years, and we highly recommend them to anyone who has insurance needs. Anyone who has worked with this company and any member of their staff will be glad you did. Another benefit is having someone local who you can talk to with your insurance questions. We have...

PHIL HAGER INSURANCE AGENCY Replied: Thank you, Richard, for your outstanding 5-star review! We're delighted to hear that Marcelle's proactive approach and expertise made a positive impact on your policy renewals. Thank you for your many years doing business with our local agency!
PHIL HAGER INSURANCE AGENCY Replied: Thank you, Richard, for your outstanding 5-star review! We're delighted to hear that Marcelle's proactive approach and expertise made a positive impact on your policy renewals. Thank you for your many years doing business with our local agency!

Richard Klinkbeil gave PHIL HAGER INSURANCE AGENCY a 5 star Review


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K

3/13/25

…Melissa’s questions and explanations were so careful and clear.

PHIL HAGER INSURANCE AGENCY Replied: We are incredibly grateful for Karen's outstanding 5 out of 5 stars rating! Thanks!

Karen Widmer gave PHIL HAGER INSURANCE AGENCY a 5 star Review
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E

3/12/25

Another shout-out to Crystal and team for excellent customer service. Having just moved to the area from NC, I was very pleased to see that prompt and deliberate communication is alive and well at the PHIL HAGER INS AGENGY. This is my third policy and won't be the last.

PHIL HAGER INSURANCE AGENCY Replied: Thank you, Edward, for the fantastic 5-star review and welcome to SML! We're delighted to hear you had such a positive experience with Crystal and our team as you settled into the area. Your trust in us for multiple policies means the world, and we look forward to continuing to serve you in the future!

Edward Petrella gave PHIL HAGER INSURANCE AGENCY a 5 star Review
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3/08/25

Gavin and Crystal are very professional and fast to respond

PHIL HAGER INSURANCE AGENCY got a Positive Recommendation on Facebook


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Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving Insurance Agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.