When this process started I had only a vague notion of what You could do to help someone in my situation, and honestly even less belief in the outcome. Now a little more than a year and a half later here I sit with just shy of absolutely perfect credit, it’s truly surreal. Not to mention during this last year and a half we purchased our dream home, bought a truck that absolutely exceeds anything I ever thought I would own, but most importantly you have improved our quality of life. Your techniques have taken all the stressors out of life. I don’t know how, and honestly I don’t care how, but you changed our lives for the better. I wake up everyday and it’s like a breath of fresh air, a fresh start if you will. So to you Joe I say thank you, I’m serious, thank you for the second chance. Not many people meet someone in their life time who can make a significant life changing impact, but I did, and I would beg anyone reading this to take the leap of faith. By far the best money I’ve ever spent, my life now compared to before we found you is a complete 180. Good luck to you Joe, and I’ll be sure to spread the word about your services to anyone who will listen.