The Phenix Group

Will Smith is the best in the business! He has taken care of my clients for years as well as my family and friends. I recommend him and will continue to recommend him to everyone!

I had the pleasure of working with Will Smith from the Phenix Group on my credit repair. Will made everything very easy and was accommodating to any questions or needs. He explained everything exceptionally well and did indeed get my credit in the right place. I am very thankful for the Phenix Group and especially Mr.Will Smith for helping me through this process. Highly Recommend any and everyone having credit issues. They will definitely service your needs.

I found The Phenix Group on google and they were local to Texas. I decided to give them a call and I was not disappointed. Will Smith diligently helped me clean up my credit, which propelled me into a new home. This is a legit company and provides legit results. If you need real credit repair, these are the people.

I am truly VERY thankful for Brian Quinn! He has the most amazing customer service. When I was referred I was unsure if there was anything he could potentially help me with as I have had several obstacles in the past that I was sadly never able to overcome. Brian provided me with very honest feedback and jumped right in to assist me. Thanks to Brian I was finally approved for my very first credit card and on my way to a successful credit journey!

Incredible Service and Results – Highly Recommend!

I cannot speak highly enough about the amazing experience I’ve had with the phenix group. From the moment I reached out to them, I was impressed with their professionalism, transparency, and commitment to helping me restore my credit.

The team took the time to understand my specific situation and tailored a plan that addressed all my concerns. What stood out the most was their thoroughness—every step of the process was explained clearly, and I always felt informed and confident in the decisions being made. They were patient, responsive, and genuinely cared about my financial future.

The results were beyond my expectations! In just a few months, my credit score improved dramatically, and I finally qualified for loans and credit cards with much better terms-something I thought was out of reach...

I having trouble finding the words to describe what a blessing it has been to work with Joe. We began our journey with him 5.5 years ago when purchasing our home. He’s truly a wizard in his craft! He made everything a breeze and was there to explain every step of the way and snap me back on track when needed. He makes it a priority to educate you on credit needs and impacts. In the last 5.5 years working with Joe, not only did we purchase our dream home but we’ve stayed in contact throughout the years and have since refinanced our home at a lower rate, purchased my first luxury vehicle, and explored various additional credit building opportunities and with all Joe’s help and limitless contacts, he’s built relationships with for your every need, we were able to gift our son with his first car at 16 this past Christmas. And as I’ve been told many times in the past few weeks it’s a...

My wife and I, Herb & Yolanda Carter reached out to Joe Camacho and The Phenix Group when our credit score was in the low 600s. We also carried a lot of debt and was unable to get any type of credit.

With Joe’s guidance and willingness to help us improve our credit score, he provided us with information to implement the process of improvement.

Not only did he provide us with the do’s and don’ts of credit improvement, whenever we had a question or concern, he would always respond quickly to assist.

Joe has been very instrumental in us improving our credit score to the high 700s, and are now working towards an 800+ credit score.

We would like to thank Joe for all that he has done, and continues to do as we navigate through this process. We would highly recommend Joe to anyone who is struggling to improve their credit. Joe is the...

Very professional and very easy to work. Give you good advice and also the skills to help you improve. I highly recommend them to anyone that is seeking help.

When I 1st heard of Joe Camacho and the phenix group I was hesitant but excited to work with them. My consult was direct and upfront about all the steps needed to succeed in Joe's program and what was expected from me on my end. I admit I was nervous when approached with a hard line on dos/don'ts but in the long run everything pays off. It was a pleasure and an honor to work with Joe on getting my financial life tightened up and repaired. I learned a lot on what to do on how to nurture and protect it from bad habits I have learned throughout my lifetime. I will forever be grateful to the Phenix group and their high level of professionalism and advise anyone reading this to make the best decision of their financial life and get Joe and his team involved because they are the best in the business. I look forward to always having them structured within my major financial decisions going...

The only credit repair company that I know of that truly gets the job done and quickly

Very knowledgeable. Super sweet people
If you need help give them a call

The best people you’ll ever meet. They will fix you up.

Super Appreciative of the knowledge, and service I received. Tom was extremely upfront, genuine, and accommodating. Once we figured that I was not necessarily in need of their services at the moment, he still worked with me free of charge- and now I am in a much better position in terms of my overall credit health, and home purchasing.

Thank you to Oscar Hernandez because he helped me to fix my credit and I was able to get a house, he was very polite and help me thru the whole process 👍👍

I had been having some problems with my credit in recent years so decided to check this place out. Turns out, Will is the best option in the business! His dedication to the role is unmatched and with his guidance and suggestions, now I’m in a great spot financially. Will always recommend this place (and Will specifically) to all my family and friends!

I’m a realtor so I’ve worked with several different credit repair companies and individuals. Joe Camacho at The Phenix Group is the ONLY person I refer my clients to now for any credit help. He gets the job done and keeps it real. My clients graduate from his program more than ready to buy a home.

I’ve even had a client that was able to buy a home, new truck and start investing in other properties. He is currently at an 800. Do yourself a favor and get in touch with Joe and his team if you’re ready to get your credit in shape!

I’m a realtor so I’ve worked with several different credit repair companies and individuals. Joe Camacho at The Phenix Group is the ONLY person I refer my clients to now for any credit help. He gets the job done and keeps it real. My clients graduate from his program more than ready to buy a home.

I’ve even had a client that was able to buy a home, new truck and start investing in other properties. He is currently at an 800. Do yourself a favor and get in touch with Joe and his team if you’re ready to get your credit in shape!

Really good experience, this team works hard to get results done

Joe Camacho has been instrumental in my life in so many ways I never realized he would/could. He went to bat for me from day one and has assisted with getting me to an exceptional position regarding my credit and credit score. His expertise and unbridled honesty, combined with his tireless work ethic has pushed me to be better and has given me the tools needed to continue to do so for myself. He is someone that I know I can call on to get an educated/expert opinion, whether it’s what I wanted to hear or not. I’ve received far more than an improved credit score thanks to Joe. I was given a (much needed) education, a mentor, a friend, and a slap in the face with reality when I need it. It’s not his job to be all of those things but he is a diamond in the rough and he takes great pride in his work and is one of the few in his profession that want nothing more than to help people. Thanks...

Joe had been very helpful to my daughter and worked wonders on her credit. I asked him to look at mine and, after careful consideration, he advised that I not proceed with any actions. He advised that I would be better off to wait it out. That is what I did and that was absolutely the right thing to do. My situation has much improved now and I would have been worse off had I poked the bear. Joe could have taken my money and went through a process that many others would have done. Instead he unselfishly gave me advice that helped me much more. He isn’t in this only for money, but actually cares to help his clients. I respect his knowledge and skill, but I admire his integrity more than anything. I highly recommend Joe!

I can’t recommend Will Smith and The Phenix Group enough! As a mortgage loan officer, I can confidently say that Will has been a game changer for my clients, helping transform their financial situations with his expert credit repair strategies! He explains every step of the process clearly and genuinely cares about his clients’ success. If you’re looking for the BEST credit repair specialist, look no further than Will and The Phenix Group!

The Phenix Group was a tremendous help! They work hard and you get results. Thank you so much for helping and advice that was given!

Great and attentive service! They are a terrific company!

I work with The Phenix Group all the time, and they are my go-to for any of my borrowers needing credit repair. Their expertise and dedication have led to countless success stories. If you need credit repair, look no further than The Phenix Group – they truly deliver outstanding results! 💪📈

Tom Torello helped me achieve a quick and significant improvement in my credit score, which I wouldn't have been able to accomplish by myself. I can highly recommend his friendly and effective service.

I highly recommend Mr. Thomas Torello for his outstanding services providing excellent customer service and outstanding results. He raised my credit scores for myself and my real estate clients so we could qualify to buy our houses. 5 Stars to Mr Thomas Torello.

I have been working with Joe Camacho at the Phenix Group for 10 years now. He is the absolute best in the business. He has helped over 100 of my clients improve their score to either qualify for a loan or to get a better rate!

When I contacted The Phenix Group I was looking for a company that would help me establish and build my credit. When I scheduled my free consultation with Joe Camacho he told me that I didn’t need credit repair and he would help me open an unsecured credit card for free. I was a little confused on why would anybody want to help me for free but he did exactly that. He educated me on what creditors look for and I was instantly approved for a Capital One Quicksilver with a credit limit of $4,500.00. I was so happy and I couldn’t believe I was approved with such a high credit limit. This company truly wants to help people and I will always recommend them to everyone I know.

I really appreciate all the help and assistance that Will has given me in the past few years. I have recommended him to a friend that he was also able to help her get her credit score up.