The Phenix Group

The phenix group has been absolutely wonderful with myself and my family. Started out using another run of the mill credit repair company an it seem to give negative results and no way of getting out of debt. Until I was directed to The Phenix Group which made a manageable plan and educated me not only on the effects of certain credit cards and loans but also how to manage them and keep them working for myself and end result of getting the home I want. I'm currently still using The phenix group due to some of my own issues and there has been no issues from their end. Trust me you won't regret it just listen to them and do your best to communicate an it made the whole process seamless. Thank you especially to Thomas Torello for giving me so much new insight on how to manage my credit and assist with all aspects I never knew.

I worked with Will and he is excellent. Got the negative items removed from my report and made it possible for me to purchase a new home

Before I signed up to work with THE PHENIX GROUP I was working with Philly credit mechanics and I was in a constant state of wondering and questioning their methods, continuing to pay fees that lasted forever; yet, my credit was going nowhere fast.Having to sign up for various clubs to build more credit and those clubs either going out of business or closing their doors on people who signed up to build their credit. To be totally transparent I was hesitant about going in with Joe Camacho and The Phenix Group solely because I didn't want to repeat the same exact process and experience what I had experienced with Philly Credit Mechanics. Now, I'm wishing I would have signed up sooner. My credit score has jumped faster that anyone I personally known coming for a four hundred to five hundred point score. Joe has also ran a background check on the way Philly Credit Mechanics operate and...

Ive been working with David Rodriguez and he has been nothing less than amazing! He's helped my credit boost up, has landed me 2 credit cards that Ive never been able to obtain and has helped my husband and I understand what credit is all about while fixing us. We recommend the Phenix Group highly and recommend David Rodriguez to get you straight!

Thank you for everything Tom!

I appreciate Will S. so much! I started with him completely credit illiterate and at the finish line not only is my credit higher than I ever expected, I no longer feel illiterate. Will has educated me on how to maintain and even continue to boost my credit! I am a satisfied customer who recommends this Group highly! Thank you Will Smith!

Joe Camacho and his team are amazing. I remembered the first time I received a phone call from Joe. He gallantly told me that, he's the one that will grant me ticket for half a million dollars loan. Ever since then, Joe have been taking care of my credits and ensure that I do the right thing. We grown to become a brother and sister without knowing each other. Last year December, I was able to buy my dream home.
Thank you brother for taking care of me and made my dream come through.

I have been working with Thomas Torello for over six months and its been such an amazing experience. I was referred to him by our amazing realtor. Thank God she did tell us about him Because we got our dream home that I could never imagined being ours. Even to this day after a few months of living in this house it still feels surreal. My wife and I came to him with so many credit issues. We really didn't think it would be possible for home ownership yet alone our dream home. He was very consistent and very thorough from the start. He explained everything to us from the very beginning as well as educating us. He held our hands along the path. He became like family and is always very caring. Every month he would always give us details on our credit reports and spend as much time as we needed to explain everything. IN addition to all the behind the scenes work he did. I was so amazing...

I live in NC and contacted Will Smith (The Credit Medic) for help on a credit rating issue. I left a message and he called me the next day. He walked me through every step and if I called or text, he promptly answered me. All my concerns and questions were answered. He was very professional, knowledgeable and polite. I highly recommend Mr. Smith if you have any credit issues or concerns.

Terri Hildreth/North Carolina

My experience with The Phenix Group was great totally recommended my Credit got a lot better thanks to Rafael Perez..

We’ll, I can’t say anything less than perfection at its best, honesty at its best, and you get what they tell thou you can expect!!!!!

I started at a 430 ish credit score and after paying 3 separate companies to fix my credit after spending thousands and getting nothing, I was dubious, however I took one last leap of faith and BOY WAS I RIGHT!!!!!

Will ”The Credit Medic” was absolutely AMAZING! I’m currently sitting at Experian at 634, Equifax at 632, and TransUnion at 636. And they’re still not finished!!!

These guys are THE REAL DEAL!!!!!!!!!

My score increased over 150 points in just 6 months. Best money I ever spent.

Will Smith is the way to go when fixing you credit. He communicates with you the whole time he is working on your credit. I love the positivity every step of the way. Very happy and great full he came to my rescue. If you want it done right Please go to Will Smith.

(Translated by Google) I had a great experience working with Rafael. He explained everything in detail, and we followed his instructions and got excellent results. If you want to fix your credit, I highly recommend Rafael.

(Original)
Muy buena experiencia trabajando con Rafael. El nos explico todo en detalle y hicimos todo lo que nos dijo y tuvimos excelentes resultados, si quieres arreglar el crédito te recomiendo a Rafael

Our home buying process started about 3 years ago. We applied with a mortgage broker, and we got approved for $100,000. We were a little bit depressed and did not understand why we did not qualify for more. About a year went by and we started looking for a mortgage broker near us and we found one. Our mortgage broker looked at my credit and knew it need work. I tried for a few months to work on raising my credit by myself without help. I was able to make some small improvements. My mortgage broker passed Joe Camacho name to me and said give him a call. I waited a few months before I called Joe. On the first call Joe ask some questions and setup a follow up call to brief the plan that he came up with. In May of 2021 Joe briefed the plan he laid out as well as the ground rules and a step-by-step guide from start to finish. What Joe told me that night sound to good to be true....

Working with David has been a godsend to my family. I had been trying for years to work on my credit with little success. After speaking with a few other repair companies, I was referred to David and from the first call, he was open and honest about the process, cost, and expectation. Not only did he meet the standard that he had set for our goals, but he far exceeded them! He was in constant contact with me regarding the stage we were at and I never had to worry about what was to come. He is even responsible for guiding me to my current home builder. I am forever grateful for his knowledge and experience. He truly is the reason I am a first-time homeowner now. Could not recommend him enough!

Will Smith is my "go-to" resource for answers to credit questions and solutions to credit dilemmas. As a Realtor, I represent clients that often seek to maximize their credit rating. Numerous times, Will Smith has taken a call from me after hours and began working on a pathway to resolve a client's specific credit need. I appreciate Will's professionalism and efficiency. Thank you Will for a job well done and I look forward to partnering with you in the future.

I came across a comment on Facebook of someone referring Will L. Smith for credit repair. He had helped them fix their credit so they could buy a home. So I set up an over the phone meeting with Will L. Smith & learned alot on that call and have been learning more every step of the way since! He's kept my husband & I informed of every detail. He's always available to answer our questions. In a short amount of time, he's removed almost all of our debt & is now helping us build our credit back up. I highly recommend working with Will L. Smith & The Phenix Group! 10/10!

I have had the opportunity to see first hand the level of excellence with which Will Smith works.

He is devoted to the cause of restoration and education in the industry of credit repair.

There are numerous clients that have worked with Will and have been the benefactors of his diligent work ethic and desire to help.

If you ever get a chance to work with Will you will have the opportunity to experience this first hand, however I will say that you have to follow the instructions and plan that he sets for you.

(Translated by Google) I am so grateful to you for your excellent work, honesty, and respect. I thought it was impossible to fix my credit, but from day one, Mr. Rafael Pérez explained everything to me step by step, and now everything is finally resolved, and I will be able to buy my little house. God bless you, and thank you so much for everything.

(Original)
Me siento tan agradecida con Ustedes por su excelente trabajo honestidad y respeto, Pensé que era imposible arreglar mi crédito y desde el primer día Señor Rafael Pérez me explico pasó por paso y ahora finalmente esta resuelto todo y podré comprar mi casita Dios les Bendiga y muchas gracias por todo

When my husband and I were searching for our first home, we were told I needed to raise my credit score to ensure we were able to get approved to purchase our dream home. I was unsure of what I needed to do to raise it, so we reached out to Joe with the Phoenix Group in March of 2020. Joe reviewed my credit and explained to us what actions I needed to take to raise my score. He was very helpful during the process and was always willing and ready to answer any questions we had. There was a time where I did something that could negatively affect my credit score. Joe reached out to me as soon as he saw it and I was able to resolve it.

In January 2021, we were able to place a deposit down on our first home. We would have about 6 more months to get my credit where it needed to be. Through that time, Joe and his assistant, April, were in constant communication with us. During...

Hello to my friends and family i’m here today to talk about a man named Joe Camacho in the Phoenix group I was in dire need of fixing my credit I’m about 35 years old and I still own an apartment and all I wanted to do was just get a home but my credit was never good enough so I had a friend referred me to Joe Camacho and the Phoenix group didn’t really think nothing of it because of it feels like you can help yourself when it comes to all these apps when it comes to your credit but that’s completely not true at all this man has done wonders and wonders beyond measures all aspects that I have asked this man to do he is gone above and beyond all I was looking for was a 620 and ended up with a 630 and 15 deletions it’s almost like the man is perfect and I want to give a big shout out to Miss April for all the help that I need it with questions and answers I want to say I truly...

Rafael was very kind and very professional He made me felt at ease with the process of helping me rebuild my credit score. He was very knowledgeable on explaining me the process on the steps I need to take to get my credit score up. He is very easy to work with and understanding of my needs.

Brian Q. changed my life. He helped me with everything I needed in order to not only fix my credit, but to build it back up. He was very patient with me throughout the entire process and answered all of my questions. I felt as though I was his only client, and that he genuinely wanted to help me. If you are looking for guidance on how to fix your credit, reach out to Brian.

I called the Phenix Group in desperate need of credit repairs. I tried many times to handle it myself and became frustrated and got the run around from companies with no hope in sight. Will Smith was very knowledgeable and transparent with the procedure. He put my worries at ease, he gave me quarterly updates, he gave me great advice towards future purchases, and ways to help my credit improve. In the time I hired them my credit has moved up in ways I haven't seen in a very long time and I'm working my way to a more sound financial future. Very thankful for Will Smith and the Phenix Group. Money well spent for sure.

Needed help on my credit for a house & a friend referred me to the phenix group & now im working on getting a house, thank you guys !

Will and his team were extremely helpful in cleaning up my overall credit situation so that I can continue to be on the track to home ownership within the next year. I cannot say enough about how helpful and responsive they were, and would not hesitate to recommend their highly qualified team.

5 stars my experience with rafael was fast and smooth he takes his time of the day to explain everything details by details and accomlished his part Thank you rafael

After years of unfortunate circumstances our credit was completely destroyed. 17 years of marriage three kids later we found ourselves unable to advance in life. There was no way to purchase a home and or obtain any other assets for our future. We reached out to Will Smith and asked if there was anything he could do to help improve our credit. In a matter of months our credit went from being horrible to getting us qualified for a conventional loan with an incredible interest rate. For the first time in 17 years my wife and I are able to purchase a home of our own. Words can’t express how grateful I am to Will and his team for all they have done to change our family’s life forever.