The Phenix Group

Phenix Group is hands down the best credit repair company for anyone looking to improve their credit to buy a home, car, etc. As a lending professional, I can attest that they are head and shoulders above other credit restoration outfits. I personally work with David for anyone that is in need of help with credit and he has helped countless of my clients realize the dream of homeownership after his hard work. David will keep me and our mutual client in the know at all times, continues to follow up and gets the job done every time. Thank you David for all you do!

This group and experience has been astonishing! Here are the facts, I had a credit score of 480 and I’m happy to say they gave me instructions and assisted in getting over 20 negative marks off my report which led to me buying my family our first home this past April! Natasha is incredible and she still works with and guilds me with credit issues and or advise! Thank you guys!

What I got from the Phoenix group and Joe Camacho was frankly exactly what I was looking for. Joe and the rest of the team are incredibly professional and did exactly as they said they would do and by the way this is very difficult to find these days. It would have been impossible to accomplish my goal of 750 or higher without their help… Oh and by the way it was HIGHER 788!!! If you are serious about dealing with your credit issues there is no better value than the phoenix group.

Real talk. These guys are legit. Helped me get my credit good so i could buy the house I'm renting. Just got everything submitted to my loan officer for underwriting. I am set to close on Sept 17. Call them. Ask for David.

Como prestamista hipotecaria les recomiendo a Rafael de la compania 'The Phenix Group" para la reparacion de credito. Rafael, es muy profesional, con mucho conocimiento, sobre todo tiene la persistencia y la paciencia para poder lograr los mejores resultados en el credito de nuestros clientes.

As a loan officer, I recommend Rafael from "The Phenix Group" to my clients that need credit repair. He is very professional, knowledgeable
and persistent. He gives the best results to all the clients I referred him.

(Translated by Google) As a mortgage lender, I recommend Rafael from "The Phenix Group" for credit repair. Rafael is very professional, knowledgeable, and above all, persistent and patient, enabling him to achieve the best results for our clients' credit.

As a loan officer, I recommend Rafael from "The Phenix Group" to my clients who need credit repair. He is very professional, knowledgeable, and persistent. He delivers the best results for all the clients I refer to him.

(Original)
Como prestamista hipotecaria les recomiendo a Rafael de la compania 'The Phenix Group" para la reparacion de credito. Rafael, es muy profesional, con mucho conocimiento, sobre todo tiene la persistencia y la paciencia para poder lograr los mejores resultados en el credito de nuestros clientes.

As a loan officer, I recommend Rafael from...

I was skeptical at first knowing i had bad credit for the longest time I doubted someone could help me thats when I met Rafael he took the time to speak to me on a 2 hour phone call explaining to me every detail of how credit repair worked. After that long conversation he made me feel very comfortable he had gained my trust with all the information he had given me. I decided to sign up with him to have him help me bring my credit score up after just a few months I started noticing my credit score going up thats when I knew I had made a great decision in trusting him. I would definitely recommend Rafael Perez. He has helped me a lot with repairing my credit I had a lot of collection accounts and he was able to remove all of them in less than 5 months. I have seen the amazing change in my credit score from a very low credit score I was able to go up 275 points just in 5 months and I'm...

I recommend Rafael Perez, he was extremely helpful. Would recommend him to all my family and friends. Another perk, he is bilingual!

I was referred by a realtor friend to The Phenix Group. When I called I ended up speaking with Rafael Perez. He took the time to listen to my credit issues and provided me with very detailed information about their services and how they would assist me in reaching my credit goals. I felt very comfortable speaking with him and decided to use his services, so far I am seeing great results with my credit and can’t wait to see the final results and become a homeowner . I highly recommend Rafael Perez. He is very informative and knowledgeable and is able to explain things in a way that I can understand better how credit works. Don’t hesitate to contact them.

(Translated by Google) I thank Rafael for taking the time to talk to me and explain how credit works. He was very honest with me and gave me a lot of information completely free. If you have questions about credit, do not hesitate to contact Rafael.

(Original)
Agradezco a Rafael por haberse tomado el tiempo de hablar conmigo y explicarme cómo funciona el crédito. Fue muy honesto conmigo y me dio mucha información completamente gratis. Si tienen preguntas sobre crédito no duden en contactar a Rafael.

Joe is awesome he helped me raise my credit score from a low 500 up to 680 within a 6 month time frame. If you are in need of credit assistance don’t hesitate to call him you won’t regret it!

Go see Joe Camacho!! He will have your sub-600 credit score ready in time for your first time home purchase! My cousin is eternally grateful for Joe getting them there! You won’t be sorry! Tell him G sent you!

The Phenix Group is the BEST credit repair company in Texas and the Country!
I am loan officer in Texas and when my buyers don’t qualify for a new home purchase or refinance, I call Joe Camacho.
I was a bit skeptical of credit repair because my sister had tried it with a few companies a few years back and had absolutely no success. I’ve also heard the horror stories from my buyers who were scammed from these multi level marketing $59 programs which we all know, DON’T Work!!! You get what you pay for in the end.
I have continued to close on loans that were dead in the water because of credit issues. Thank you Joe and the Phenix Group!!!
These guys specifically specialize in mortgage qualifications so if you are wanting to purchase, but can’t because of credit, these are the guys that get credit repair done right.

Joe has been just amazing!! He help me increase my credit score from the 300 to the 700s. He walked me step by step, was patient and very knowledgeable. He completely changed my life. I am able to accomplish so much with my new score and actually buy the house of my dreams!!!!

I found The Phenix Group completely by chance, but I am truly grateful for it. Upon giving them my information for a FREE analysis, I was contacted the very next day via email by David Rodriguez. He assured me that he was here to help and that he could point me in the right direction; he did so much more than that. Even within our very FIRST conversation by phone, I knew I could trust in him immensely and he did so well at building rapport within the first few seconds of our conversation. Throughout the process, he remained in contact with me, we would contact each other by phone, email, and text (there were periods where he would be on the way to other appointments and couldn’t answer but he would still make sure I was taken care of) he really made me feel like a priority and I could tell he genuinely cared. In hopes of saving this from being a lengthy post, I just want to emphasize...

(Translated by Google) I am a mortgage loan officer and I only ever refer my clients to The Phenix Group! Rafael Perez has helped many of my clients with credit issues get on the right track to qualify for mortgage loans. He truly cares about helping others and making a difference! He is very thorough, informative, and most importantly, he delivers real results!

I am a mortgage lender, and the only company I recommend to my clients is The Phenix Group! Rafael Perez has helped many of my clients with credit problems and has given them the guidance they need to improve their credit and qualify. He is truly passionate about helping people and making a difference. He explains everything in great detail and is very informative, but most importantly, he delivers real results!

(Original)
I am a mortgage loan officer and only ever refer my clients to The Phenix...

Excellent customer service and better results, Rafael Perez is very professional and went above and beyond to help me out. My sincere gratitude to Rafael and The Phenix Group.

100% recommended! Rafael has a great personality. He loves helping people and will work diligently to get you honest answers. If you are looking to fix your credit, stop looking and give him a call. You won't be disappointed.

Working with Rafael and the Phenix group has me extremely grateful for all their hard work. I’ve had so many negative accounts deleted in such little time and my credit score is consistently rising. Rafael is thorough and patient when helping me understand the ins and outs of credit repair. He’s very professional, answers me in a timely manner and always pleasant when I have questions. I’m very happy with the reasonable amount of money I’ve invested to help fix my credit. I would highly recommend the Phenix group to anyone looking to clean up their credit and have better future opportunities. Thank you so much Rafael and the entire Phenix group for all the hard team work!

We started with David Rodriguez a couple of months ago. He was very straight forward. He was honest about what we needed to do and has followed up with us since. We really appreciate all of his help. My husband’s credit score has gone up and we are now looking for a new home.

David Rodriguez has been a huge help, he is honest, and very professional. I appreciate his integrity and commitment. I couldn't ask for anyone better.

My husband and I have been working with Joe Camacho for over a year now and have had nothing but an amazing experience. Joe is truly a credit wizard. Thanks to Joe and the amazing team at Phenix Group, my husband and I are now building and closing on our house in the Houston Heights in just a few months! Joe was always responsive whenever we had questions or needed his opinion, was flexible in working out a payment plan with us, and went way above and beyond to make sure we were ready to pull the trigger when it came to getting a home loan. Joe - thank you for always treating us like family! Can't wait to have you over to the new house!

My boyfriend and I spoke with Rafael Perez to assist my boyfriend in fixing his credit and he was absolutely amazing. He was very informative and understanding. He gave really great advice on how to build credit as well and overall it was just a great experience. 10/10 would recommend to anyone who is starting out or needs assistance on their credit.

David Rodriguez is one of the most professional/down to earth guys I have ever met. I began my journey not knowing where to turn with 475/485 and 500 credit scores. Thanks to this man and the company he works for I am financially stable and have 700 credit scores on all 3 credit reports. I'm living in my dream home and was able to even buy a ZL1 with my savings. Don't be discouraged by your scores....use professionals like David to lead you down the right path to financial freedom.

David came highly recommended by a high school friend and real estate professional who admits he often refers his clients. I reached out to David and received a very timely and professional response! We agreed to meet and discuss concerns for best strategies for long term/short term improvements to credit when paying off credit cards and overall debt management. David thoroughly informed me of what his goals and intentions are for clients who are needing his services. Within the first conversation we shared, I was overwhelmingly comforted to find David’s ethics and integrity are that of a professional that I’d trust personally and with my friends/family/clients. The approach/methods David utilizes are that of which benefit his client first and foremost and are individualized to cater to each person’s needs; no cookie cutter solutions here! I am a financial educator and appreciate...

David Rodriguez is in the process of rebuilding my credit and I am extremely happy with his service. My realtor recommended David to raise my credit so I can buy a house after my score took a plunge after a divorce. I went with David after my financial advisors at both Bank of America and Meryl Lynch approved of him after seeing his proposal. Throughout this process, David has been absolutely available, even returning a call on a Saturday from his office. David has been non-judgmental and efficient. He is clear on what he can do and what he is doing. He has educated me on how to build my credit now and how to keep my credit score high long-term.

I worked with Natasha Ibarra. INCREDIBLY helpful. She worked knowledgeably and was quick and successful in her efforts.
I can 100% say she went above and beyond the standard to help me.
I could not be more thankful for her kindness and ability to get stuff done.

They have truly earned a 5 star review. I spoke with David Rodriguez, who was very quick in contacting me after my initial inquiry. Although I didn't have a typical issue that they could help, he was so giving of his time and advice and worked with me to resolve my current situation. I am very appreciative of the great advice I received. I am quite confident that anyone who is looking for assistance is in great hands with David and the Phenix Group.

We had bad credit due to pass due accounts, students loans and debt. Rafael Pérez was able to turned it ALL around. Aside from educating us on the Do’s and Dont’s. He was able to remove so much stuff from our credit that we didn’t even remember was there and badly affecting us.

Now, we are very happy with an 800+ credit score and we know how to take care of it all thanks to RAFAEL!!! Thank you so much!! You did an amazing job!! 👍👏🏻

And the BEST part is he speak Spanish!! 😊

Rafael Perez is very professional and responsive! I strongly recommend you give them a try!