My wife and I wanted to get a house but we didn't know where to begin. The main thing we knew is that we had poor credit history and we needed to fix it. After asking our realtor how to attack our poor credit standing, she suggested Joe Camacho and gave us his number.
There was some hesitation and then my wife called him, he wanted to set a time to talk to us both to explain everything. Once Joe told us the price there was some reservation but he assured us he will accept monthly payments in order to ease the... Read More
I was referred to Brian Quinn for help with my credit. He was amazing!!! He always went out of his way to make sure I understood the entire process. He took the time to educate me on what to do and not to do, and basically held my hand through the whole process. When he called to congratulate me on qualifying for a home loan I was kind of sad because we wouldn't be working together anymore. It was definitely one of the best investments I've made, a small price to pay to be able to qualify to buy my own home and save tons of money on interest in the future.
Rafael Having to experience this step in life was a little overwhelming but let me just say I had a great person to guide me along the way. He made me comfortable, an kept me well informed he is very professional, he is there’s to help and does such a awesome job . Thank you
Great customer service Raphael would recommend the Phoenix group done an awesome job on re building my credit 😊
I totally recommend Rafael Perez, he walked me through every step of the way to help me be in a better stand on my credit! Very professional!
I reached out to The Phenix Group to see if they could investigate an item on my credit report that could have been affecting my score. Rafael Perez reached out to me and clarified some long-standing questions I had about how my credit score is calculated. After reviewing my file, he informed me that the item was not negatively impacting me and his services were not needed. He could have easily taken my case and wasted my time and money, but instead he was honest from the beginning and gave me a good general... Read More
Very good experience. Rafael what extremely helpful and always answered all my questions.
Definitely recommend! Rafael has been a huge help!
When I first went to look for homes I was being shot down and told no due to my credit score. I was completely discouraged and thought well I guess it wasn’t for me or maybe in a few years I will be able to save enough to get around the low credit score. When I was put in contact with Joe Camacho at Phenix Group my life turned around. I was able to get my dream home that I custom built within six months. Being new in the real estate industry myself and going through this experience first hand made realize that... Read More
(Translated by Google) I recommend 100% to repair credit. Rafael is an excellent professional, with a lot of knowledge and dedication, his advice and recommendations gave great results.
Recomiendo al 100% para reparar el crédito. Rafael es un excelente profesional, con mucho conocimiento y dedicación, sus consejos y recomendaciones dieron resultados grandiosos..
I was introduced to Joe Camacho through my friend, who is also a real estate agent. I had an interview/meeting with Joe over the phone and he gave me a long list of notes about what my role would be to fix my credit score, which was at the time, in the 500's. Let me tell you, the amount of things Joe told me I had to do in order to facilitate the process sounded like a lot. The price of his services was also on the expensive side but I quickly understood that Joe isn't some guy working out of his apartment fixing... Read More
Getting in contact with David from the Phoenix group was definitely one of the best decisions I’ve made in my life! My credit was terrible with a lot of credit issues I thought would never be fixed but David made it happen! I would recommend him first over any other company because he doesn’t just talk about improving your credit for future opportunities, he makes it a reality! Give them a call and I guarantee it will be the best decision you make also!
David with the Phenix Group was absolutely amazing! He kept it real with us the entire time and let us know exactly what to do and what not to do. He kept emphasizing to trust him and trust the process. We did and now 9 months later our credit score is in a healthy place and we were able to build and purchase our very first home! David coached us and educated us beyond what we thought we could accomplish in just a very short time. Extremely grateful for David and everyone at the Phenix Group. They come HIGHLY RECOMMENDED!
Heather is very excited to recommend The Phenix Group
When I started working with Joe Camacho from Phenix Group he right away reassured me I was in great hands. He worked hard to get my credit where it needed to be in order for me to secure my first home. His determination and dedication allowed me to become a homeowner at the age of 26, all he ask of you is to trust him and follow his instructions. I highly recommend Joe to anyone that is determined and adamant about improving their credit score, he will not disappoint you!
When I started working with Joe Camacho from Phenix Group he right away reassured me I was in great hands. He worked hard to get my credit where it needed to be in order for me to secure my first home. His determination and dedication allowed me to become a homeowner at the age of 26, all he ask of ... See More
What can I say, like us all I had bad credit for years of not knowing, what the credit game was all about. I thought to gain good credit you had to use it and pay the minimum amount each month and I would get a 720 credit score. Well as we all "Now know" that is not how you gain a 720 or better credit score. My wife's and I journey began when we wanted to buy a house. So of course we started to have "mortgage companies" pull our credit reports. Man were we in for a shock. Our scores we in the... Read More
First, let me say I thought my credit was unrepairable!!! But Joe Camacho got my score up to a level I never imagined. My car interest rate went from 19.6% to 5.4%. I’m also preapproved for a mortgage and my car insurance dropped, I have absolutely no complaint. Joe’s program is hard work, so be prepared to do some. However, The results are priceless! If you’re serious about making some changes to your credit, if you’re serious about buying that house or if you’re serious about improving you life!. Contact Joe Camacho!
I had heard Joe Camacho was the real deal but the proof is in the results and Joe delivers. I'm a skeptical person by nature but Joe seemed very knowledgable, honest, and direct. I had a good amount of debt, an embarrassingly low credit score, yet high expectations for my first home.
I got my dream home for a steal and timing was everything. Joe helped me seize the opportunity, get a great rate, and I could not be happier with his service.
David Rodriguez gave me the best advice. He knows what he is doing.
he is also professional and kind.
It has been awesome working with David! He is super responsive and has been incredibly helpful in my credit journey. I would highly recommend The Phenix Group for your credit repair needs and increasing your buying power. They are there to help and to help you get you the results you need!
I did a lot of research before giving the The Phenix Group a call. In February 2020. I was connected with Brian Q. He was very professional and he let me know what to expect up front. I have really good credit but, I had a collection I needed removed so I called The Phenix Group. Brian told me he could not give me a time frame because it depends on how the response goes from outside sources. Long story short, I did get a little worried because I only had 1 thing I wanted removed and it was taking almost a whole... Read More
The Phenix Group was excellent in repairing my credit. They removed foreclosures from my accounts that were erroneously there. Their process of credit repair is impeccable if you follow their instructions and remain patient. I looked for years on reputable companies that could assist in this area. They are likely the only one.
I was assisted by Brian Frusco and his responsiveness throughout the process was timely. A few minutes to an hour was the longest I waited for an email response. He took the time to call me... Read More
Joe Camacho's dedication to his clients is what gets him results. He has helped my clientele improve their so they are able to qualify for loans they are seeking. He has a helped a family member be able to qualify for a home. As a business professional, I highly recommend Joe, as I have seen the results. I continue to and will refer any of my clients or family members that need credit to him at The Phenix Group.
Brian from The Phenix Group has helped me get approved for a Capital one credit card with a limit of 3,000 dollars. This is truly a blessing and a big step towards building my credit.
Joe Camacho's dedication to his clients gets results. He has helped my clientele improve their credit so they are able to qualify for loans they are seeking. He has helped a family member be able to qualify for a home. As a business professional, I highly recommend Joe as I have seen the results. I will refer any of my clients that need credit repair to him
Working with Joe Camacho at The Phenix Group was like working with family. Not only was he incredibly knowledgable, attentive, and on top of EVERYTHING, he was kind, sincere, and truly cared about our goals and our future happiness! Since working together, my credit score has skyrocketed, we've established incredible professional relationships, based on his referrals, and we will soon be moving into our first home! Our lives have truly changed, and it all started with that first call to Joe. We are forever thankful :)
Will Highly Recommends The Phenix Group to their friends & family!
Brian has been a huge help in my credit clean up process. I wanted to clean up my credit report to set myself up for the future and my immediate goal was to get approved for a top tier travel rewards credit card. Within the first couple months I received a credit card pre-approval notice from my mai... See More
If you think there is no hope for your credit, you are WRONG. When I turned 30 (in Dec), I came face to face with the reality of how much I neglected my... more
Had the opportunity to have a free consult with Rafael Perez and was impressed with how he expedited the resolution of my credit situation and his level of... more
I was a little weary about using a credit company but I scheduled a consultation with Rafael Perez. Rafael listened to my credit goals & he combed through... more