New Era Debt Solutions

I have fought with immense debt for most of my adult life. In my 20s I did not understand how to many credit cards. In my 30s I took those ‘condense debt’ loans from One Main, Lending Club etc. Not knowing that if you don’t have the funds to pay those loans plus the credit cards that you’d need to keep using you just put yourself in a terrible cycle.
There are TONS of debt relief programs out there and I saw New Era/Forth had some solid reviews..but still I was skeptical.
Don’t pay on my credit cards or loans I owe?? Let them default?? Could I get sued?? Lots of things went through my head as I was listening to my New Era rep Alyssa(who was amazing) go through these details.
Then..as I’m still contemplating this huge decision I say to her this seems like a lot of work and putting myself in a negative credit area. She said..Yes but..you’ll be out of debt for the rest of your life.
And I chose to go on this 3 1/2 year journey which turned out to be one of the best decisions I ever made!!
Hindsight..1. Make sure you can pay your monthly debt payment! You can’t miss one so if that number is too high don’t do it! 2. You can add more debts into the plan. This helped when I realized a credit card bill was too high to keep paying. 3. You do not have to add all your credit cards! I kept my lowest interest cards open which helped me use less while also using a cash debit card(Venmo has a great one!) that you can load money on and use. 4. STICK TO THE PLAN!! Gerri my debt rep who was also amazing explained what I needed to throughout the program. Just listen send in the docs or letters do not focus on your credit score and trust the process!! 5. Learn new ways to budget and manage your debt! You still need to pay New Era and your other bills so still work with a financial planner(your bank has free ones) and find a budget. 6. It takes time!! It took me 3 1/2 years to fully pay through my program and it was well worth it 7. Reap the results!! My credit score dropped to 500..it’s now at 621 and climbing! I have funds to now pay down other debts and I have 14-15 debts(credit cards and loans) I no longer owe!!
This is my testimony of an amazing company who I trusted with debt and my financial health. They did everything they said they would and more. 11/10 HIGHLY recommend them over any other company. Go change your life and get yourself out of debt for the rest of your life!!!
-Jabari