Sandra and her team were life savers for me! Long story short, I was on my way to buying an existing business (childhood dream) during November 2021. I'd had a 700+ credit score a few months back, but of course since it was year end, creditors started to report to my personal credit report on collections from years prior. I went from a 700+ score down to a 611 overnight. My lender put me in touch with Sandra and her team and I remember her sweet voice asking me, "are you excited?" That one statement let me know that she knew it was possible. Less than 45 days later, I had $5227.00 in collections, 6 inquiries and 5 accounts removed all 3 bureaus. I'm now a few weeks away from closing on the loan for the business. I'd recommend Sandra, Randall, and Jeff a million times over. They'll hold your hand right through your fears!