Cut Up Debt - We FIX Debt and Credit Problems

4.9

132 reviews

A Hartman

Kyle was very helpful in shedding light on ex spouse's creditors coming after me. He helped me explore all the options available to me and gave a real perspective on things to expect. I felt he understood my position and offered empathy with reality. Thanks, Kyle!

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A Hartman gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

W. Stevens

lauradoesstuff andmore

I talked with Kyle today for a free consultation concerning my financial situation. He was so honest and even gave me advice and advised me not to sign up with them at this point because my situation can be resolved without having to have a third party. He gave free advice on how to get out of unwanted situations. I definitely would recommend him. He’s upfront and honest about everything and is here for his clients.

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lauradoesstuff andmore gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Regina Arledge

I have worked with **** (Owner) of Cut Up Debt on my own personal credit. **** and his staff have kept me informed of everything that was taken place in order to better my credit. The credit education that CutUp Debt provided helped me to get a better understanding of my credit and credit score. My score was poor when I started with Cut Up Debt and now it's in good standing. I was able to buy a house. I would absolutely recommend Cut Up Debt and their service to anyone who needs credit or debt repair and crdit education.

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Regina Arledge gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Rhonda Gales

I have worked with Kyle (Owner) of Cut Up Debt on my own personal credit. Kyle and his staff have kept me informed of everything that was taken place in order to better my credit. I would definitely recommend Cut Up Debt and their service to anyone who needs credit or debt repair.

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Rhonda Gales gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Wendy Parmeter

I was desperately looking for a new company to help me after being lied too deceived and ripped off so bad and by Beyond Financial so I started googling and this Company called out to me “we can help”. Not to mention the amazing reviews I took the time to read. I called the office and an hour later I was speaking to Kyle about my situation. I was pretty much feeling devastated, but Kyle told me about their program and I felt so much relief and felt some hope for the help I desperately needed . Now 4 days later..i am all set up and so happy with the help and support this amazing guy and his company t am receiving! Reasonable rates, everything explained up front and away I go to getting this stressful monkey off my back !
Thank you so much Kyle and staff

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Wendy Parmeter gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

F

F. S.

When I first needed to find someone to help fix my credit issues I was at a standstill. I had never needed anyone for any issues like this nor had I known anyone who had needed to get these issues fixed. I began to look online to see who I could find to help me and I came across Cut Up Debt. I was impressed by all the great reviews they had. Which is why I decided to give them a call. During that first consultation I was explained in detail how the process worked and to give them at least 6 months to see results. If in those 6 months I didn’t see no results everything I would have paid them would be returned. Well here I am 3 months down the road, half the time they asked for and all my negative accounts have been removed and my scores have improved significantly. They sure did exceed my expectations. I am so glad I went with them and I recommend them 100%. They care about their...

F. S. gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Jessica Spradley

B

Bonnie Dockery

I chose to contact Cut Up Debt due to the company's A+ rating with the Better Business Bureau. After speaking with Kyle, it was clear why Cut Up Debt received that rating. Kyle not only was extremely informative about the services provided by his company, he also took the time to educate me about the credit reporting process. Kyle discussed my debt challenges with concern and professionalism. Cut Up Debt is a reputable, dependable company that conducts business with the highest degree of integtity.

Bonnie Dockery gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

N

N. L.

Cut up Debt took very good care of me. I contacted them to get some help with my credit so that I could purchase a house. At the time my family and I were living in a travel trailer for almost a year. My goal was to be able to purchase a home in a year. My scores were brought up 50-100 points in less than 6 months. I not only purchased my home but my first vehicle solely in my name. That was a little over a year ago. Today my scores continue to rise and I have also purchased a new travel trailer this time to camp and enjoy not to live in.

N. L. gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

A

Ann C.

It was our pleasure to meet Kyle and his wife, Jennie. They were very kind and treated us with respect. I was very nervous and they both made us feel comfortable. We had prayed about our situation and I feel God lead us to this business. We were just about to take a different road. So thankful we didn't. We spent 3 hours in his office and we never felt rushed to make a decision. Kyle answered all our questions. He was very patient. I highly recommend you talk to Kyle and see what he can do for you. At the end of our meeting he prayed that God would give us peace. You don't find that just anywhere these day. So excited that we will be debt free in just a few years instead of the rest of our lives. God bless this couple that truly care about others and want to help.

Ann C. gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

W

William Moore

Let me start by saying that my wife & I felt as though our life was stuck and we were in a holding pattern. A good portion of that was due to our credit being a big hurdle. After being underwhelmed by our score, among a few other things on our reports, we knew we were going to have to hire a professional to work with us if we were going to get a mortgage loan, and hopefully before our apartment lease was up. The first thing we did was pray for wisdom on how to proceed. Shortly afterwards I discovered ‘Cut Up Debt’ on the BBB website. I would strongly suggest you look them up there and see for yourself what we saw. Then search for comparisons and, well…see with your own eyes. Then let me say this, after our initially meeting with Kyle, my wife & I felt hopeful for the first time in over a decade. With him doing his part and us implementing his class strategy, as best we could,...

William Moore gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Max Rasberry

9/15/25

Common sense, no nonsense approach to financial assistance. I highly recommend Kyle and his team.

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Max Rasberry gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Martin Garcia

8/26/25

Kyle is very knowledgeable and professional! I would recommend to anyone who needs help or guidance on their personal debt!

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Martin Garcia gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Lexie Deming

6/27/25

I had an excellent experience with Kyle! He was very informative and honest! He gave me wonderful advice and did not take advantage of me like others in the past have! I was very grateful to talk with him and the advice he gave me!

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Lexie Deming gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Ivie Slaughter

3/17/25

Kyle helped me right away and went above and beyond in trying to figure out what happened and how to correct a mistake on my credit. I’m not very tech savvy and he was able to walk me through every single step and communicated everything clearly and in a way I was able to understand. I’m forever grateful for his help and guidance! Will recommend him a million times to anyone and everyone in need of his services!

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Ivie Slaughter gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Steph Walker

2/27/25

How amazing to have a company that truly cares about your financial decisions right in East Texas. The owner gives a free 30 minute consult, make sure you reach out to Kyle, he is amazing!!

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Steph Walker gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Jacob Baumgardner

12/27/24

Very helpful. Asked my entire story and where my life is taking me. The context behind all that gave him the insight to be able to give me the best advice possible. Very articulate, no excessive words or ideas. Just a simple and well thought out answer to all my questions.

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Jacob Baumgardner gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Crysta Lynch

12/20/24

Very knowledgeable! He really took the time to talk to me and help me! He cared more about helping me then his pay check! Super nice, would recommend!!

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Crysta Lynch gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Monte Aldridge

2/20/24

Kyle and his staff were professional friendly
And knowledgeable. They answered all my questions made the whole process very easy
And always had time to answer my questions
They also helped educate me on helping myself. My score went up over 120 points
I highly recommend this service if you’re looking to improve your credit and credit score.
Kyle and his Team are the best!

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Monte Aldridge gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

patricia kelley

2/07/24

patricia kelley gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Rating

Caleb Hammonds

11/08/23

Kyle listened to every question I had and pointed me in the right direction. Don’t hesitate to call. Extremely nice people and quick to respond

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Caleb Hammonds gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Robin Melton

8/30/23

I was needing some advice on how to build my credit....I called the better business bureau and they gave me the number to cut up debt in Lindale Texas. The gentleman said they had a 4 or 5 star rating. I called cut up debt and talked to a very nice lady that sat me up and appointment with Kyle Frasier(the owner). I spoke with Mr.Frasier and he gave me some great advice on how I could build up my credit.Mr.Frasier was very informative on how to solve my situation. I would recommend cut up debt to anyone that is needing help getting their debt and credit strengthened out. If you go by his advice you will never go wrong. God Bless.

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Robin Melton gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

YVONNE MOTA

4/02/23

Thank you Kyle and Jenny!! Choosing your company for credit repair has been a blessing. This pasted year I went through a painful season which affected my credit. Your tips and work in helping have helped my credit. Anyone needing help I recommended Cut Up Debt. 🙌🏼

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YVONNE MOTA gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

payton stanton

12/06/22

So incredibly friendly and helpful! I called with full intentions to pay them to help me and was giving amazing advice and tips on how to fix/handle my situation without having to spend a lot of money! I will definitely use them in the future if I ever have debt problems again. Absolutely wonderful people!

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payton stanton gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

11/15/22

I want to thank Cut Up Debt for taking care of my credit card issues and and they are in the process of restoring my credit to an above average score

Cut Up Debt - We FIX Debt and Credit Problems got a Positive Recommendation on Facebook

11/03/22

i really can't recommend her in 100 paragragh but in summary she regained and was able to help me from my financial mess to a stable and financial balance. i invested my last 2,000 dollars and i was restless because that was my last hope but behold she was able to help me generate the sum of 24,000 dollars all within a week.i really can't stop thanking her and i pray that God will crown her good work with everlasting happiness contact her for investment help via Email: emilyalison691@gmail.com
Whatsap: +1(248) 266-2859
I love you.
God bless you.

Cut Up Debt - We FIX Debt and Credit Problems got a Positive Recommendation on Facebook

10/18/22

I was given some very good advice that I really appreciated and needed I Thank you so much

Cut Up Debt - We FIX Debt and Credit Problems got a Positive Recommendation on Facebook

Walt LaPointe

10/16/22

Cut up debt is a great company to work with, they are very responsive to your needs and your questions. One thing I especially like is it they return your calls promptly. My credit score went from 549 to 688 within about a year. I would highly recommend cut up debt.

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Walt LaPointe gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

Dr. Carolyn J. Booker

10/13/22

I would highly recommend Kyle Frasier at Cut Up Debt. Kyle is very professional, knowledgeable, and customer oriented.

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Dr. Carolyn J. Booker gave Cut Up Debt - We FIX Debt and Credit Problems a 5 star Review

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