Tidewater Finance Company

I opened a line of credit with them last year and was given 0 interest for a year with terrible credit which I didn't think they would do. Thankfully they did and I got a much needed upgrade on my mattress. At any rate I have had a great experience with them, they have been available and explained everything every time I call. They have even been flexible with payment dates and adjusting payments.

Like most credit lines what's important is to always over pay and always pay on time. If you plan to pay only a minimum payment do not get this line a credit, if you have an intro offer similar to what I had and do not have it paid off by the time the intro rate is over say a yr or 2 yrs they will charge you all that interest which is something like 26% based on your credit score. That's a lot of money! Know what your signing up for and ask questions.

My husband opened an account with them while applying for a home depot card. We have a joint bank account and I signed them up as a payee to send them the payments. I sent them the first payment of $100.00 they received that with no problem. I then two weeks later made an additional payment of $150.00 to pay off the complete balance and it wasn't till early December I saw the statement showing a past due balance. I signed into their site and it shows last payment received $100.00. I called them they have no record of my $150.00 payment. I faxed them over my bank statement as they requested on 12/2/2016 and till this date they "are working on it" and while they are working on it they are charging me interest. There is never a supervisor available when you request one they can't give you a date as to when this will be resolved. They are a bunch of idiots and thieves. We asked...

It's bad company

This finance company is targeted at people with lower credit scores and they trap them into a financial nightmare.

I applied for a credit account at Home Depot and received a denial on first attempt which I was perfectly okay with, I have a lower score and not the greatest credit history over the last two years as I am 25 and recently divorced. I have been trying to rebuild my credit so I've opened a few accounts with easy payoffs so I won't have to worry about harming my own score.

So after my denial at Home Depot there was a second screen that popped up on their computer offering me a line of credit for Home Depot backed by "Tidewater Financial." I read most of the terms, made sure there was no monthly/annual fee on the account, checked the interest rate (I knew it was high but I accepted it, the card was planned to be paid off in one sum...

They charge $10 extra to make a payment and the only way to avoid the fee is to sign up using a checking or saving account for them to withdraw the money from. I advise all to seek getting finance for a car thru Prizm or Prestige Financial instead due to the fact that these are car financing companies that don't charge a fee at all to make a payment.

Awful, most disrespectful customer service. I traded my car in and they wouldn't accept the check from the Ford dealership because it wasn't the exact amount. Wouldn't accept my payment for the balance. Told me my name was still on the car, they were going to put a late payment on my credit etc etc. I had to call the dealership to get this straighten out. Still waiting to see if they put a negative rating on my credit, I never missed even one payment so this is very upsetting.

I Have been nothing but faithful to this company in paying my car note. Kristen and Christine assisted me and was nothing but rude and ignorant. I asked for a deferment and they based or should I say declined my decision off unemployment.

Highly Recommends Tidewater Finance Company to their friends & family!

It took 3 months for them to get their online payments working. They tried to charge me the late fees or the over the phone fees because their website wasn't working!!!

after I paid my bill they told me I NEVER paid it even after my bank said the the check I sent them CLEARED and was cashed by these people!