I contacted Tidewater after consistently being past due on my car loan due to being unable to afford the monthly payment. The debt worksheet shows that with a reduced payment, I am able to maintain payments going forward even after factoring in living expenses. I have spent multiple hours on the phone, exchanged multiple emails. At first I was told I didn't qualify because my worksheet was wrong (no clear answer). When I pushed forward, the supervisor said he would resubmit it after I explained my income vs debt ratio step by step. I was contacted today and told my request had been declined again and that even though the worksheet shows I could maintain the new payment, Tidewater said it wasn't sufficient to them to justify a lower payment program. Since I have taken this loan I have been past due. I took this loan after a bankruptcy because I had no car. Tidewater is deceptive in...
Justin Toth gave Tidewater Finance Company a
1 star Review
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