The Phenix Group

Will Smith from The Phenix Group is a true professional. He pays attention to details, is polite, and has a deep understanding of credit matters. Thanks to his help, my credit history has significantly improved. I highly recommend this company and Will Smith to anyone seeking a reliable credit partner. Read more >

Joe Camacho at the Phenix Group is dependable, professional, resourceful w knowledgeable. If he cannot fix your credit, he will not waste your time. We wouldn’t be living in our new home without Joe’s expertise. We went from low 600s credit score to almost 800. Read more >

(Translated by Google) Thanks to the help and advice of Oscar Hernández I have been able to help my parents with their credit. Soon they will be able to buy the house they have always dreamed of. I very much appreciate your professionalism.

(Original)
Gracias a la ayuda y asesoría de Oscar Hernández he podido ayudar a mis padres con su crédito. Pronto podrán comprar la casa que siempre han soñado. Agradezco mucho su profesionalismo. Read more >

One thing I would like to say first is Tillman handled my situation with care and a ton of understanding which was much needed. I thought I know a lot about credit until I met this guy! LOL! He taught me a lot of information about how to keep a high credit score!! Thank you Tillman and the rest of The Phenix Group staff, you guys are amazing! Read more >

I came across Joe Camacho while he was assisting someone else and he seemed like he knew what he was talking about so I asked him for some help. He was very knowledgeable, was able to answer all my questions because I did not understand the legalese being used, and he was very professional. He not only helped me initially but after some time passed when I had more questions and needed more help, he helped me again. He was very understanding and compassionate, and I appreciate that about him. Read more >

I worked with Thomas Torello at the Phenix Group to improve my credit score. His high level of professionalism and directness helped me understand the actions i needed to take. I appreciate the consistency of communication and detailed answers to my questions. I am looking forward to future homeownership thanks to Thomas Torello. Read more >

I would give 10 stars if I could. Will Smith and The Phenix Group are top notch. I truly believe Will works 24 hours a day because his response time is within 1-2 minutes :). I can't thank them enough for all the hard work and dedication to helping me correct my credit situation (total score improvements 166 points) - Amazing. Thanks Will!! Read more >

Just finished my credit repair program with The Phoenix Group. Excellent help from Thomas Torello. Great communication and effort from him at all times. Definitely worth the investment. He helped me increase my score by over 100pts in less than 4 months. Tom will definitely help you achieve your financial goals. Read more >

Tom Torello is an amazing financial/credit expert! I highly recommend his services to anyone who wants to improve their credit scores! He knows the credit business inside and out! I've consulted with him numerous times, as I have a complicated and messed up situation that caused my score to be in the toilet bowl.

Due to Tom's wisdom and knowledge, he's been able to guide me out of the dark cave of despair, and frustration , and slowly lead me out into the light. Thank God that this man is such a genius, and can answer almost any credit question in a minute flat! Unbelievably skilled, knowledgeable and experienced, I would only go to him if you want to bring your scores up! Read more >

Joe Camacho is the Boss. He is an expert. Trust him. He sets up an Action Plans for my clients who need to build credit before they buy a home. It's impressive on what he can do. Thank you Joe for continuing to help my clients achieve higher credit scores so they can optimize their interest rate as they set goals to buy a home! Read more >