The Phenix Group

David Rodriguez is in the process of rebuilding my credit and I am extremely happy with his service. My realtor recommended David to raise my credit so I can buy a house after my score took a plunge after a divorce. I went with David after my financial advisors at both Bank of America and Meryl Lynch approved of him after seeing his proposal. Throughout this process, David has been absolutely available, even returning a call on a Saturday from his office. David has been non-judgmental and efficient. He is clear on what he can do and what he is doing. He has educated me on how to build my credit now and how to keep my credit score high long-term.

I worked with Natasha Ibarra. INCREDIBLY helpful. She worked knowledgeably and was quick and successful in her efforts.
I can 100% say she went above and beyond the standard to help me.
I could not be more thankful for her kindness and ability to get stuff done.

They have truly earned a 5 star review. I spoke with David Rodriguez, who was very quick in contacting me after my initial inquiry. Although I didn't have a typical issue that they could help, he was so giving of his time and advice and worked with me to resolve my current situation. I am very appreciative of the great advice I received. I am quite confident that anyone who is looking for assistance is in great hands with David and the Phenix Group.

We had bad credit due to pass due accounts, students loans and debt. Rafael Pérez was able to turned it ALL around. Aside from educating us on the Do’s and Dont’s. He was able to remove so much stuff from our credit that we didn’t even remember was there and badly affecting us.

Now, we are very happy with an 800+ credit score and we know how to take care of it all thanks to RAFAEL!!! Thank you so much!! You did an amazing job!! 👍👏🏻

And the BEST part is he speak Spanish!! 😊

Rafael Perez is very professional and responsive! I strongly recommend you give them a try!

My husband and I were try to buy our 1st house in May 2019. We dealt with the usual mortgage lender that help people get a home with bad credit. Well that was far from the truth. So we started researching credit repair companies, and I know from using a consolidated credit company in my younger days, that they don’t work. I found Joe Camacho from a yelp review. My husband and I both talked with Joe for over 2 hours about, what he can do for us, a timeline of how long it will take, and things he needed us to do to be successful with him. We got started right away with Joe. The first thing was to send Joe everything the creditors sent to us, we did that faithfully. Joe said the creditors will use stall tactics to keep reporting the debt, they did this. But Joe and his team stayed on top of the creditors and ended up getting a lot of the old debt deleted. At one of the credit bureaus my...

I would not have the ability to identify as a HOMEOWNER today if not for Joe and his teams efforts on my behalf. He was sooooo straight forward from the beginning to how his proven methods would work and what would be required from me.

My history wasn’t pretty but he passes no judgement! He was very clear on what we would address to help me to get to where I needed to be, which was a minimum of 620 FICO by the time my new home was built. I also was seeking it to qualify for down payment assistance. Needless to say stressful. He checked in with me regularly and was a call away through the entire process. In exactly 90 days I moved from needing documents and stipulations for a loan approval to a straight approval. Lord... What good credit does for you!!

Joe makes not a single promise he can’t keep and I am forever grateful to have been able to cross paths...

We have been working with Joe Camacho for almost a year already, he has been a blessing helping us fix our credit. He is very blunt & straight to the point. He does not mess around and gets straight down to business. Even when something pops up on my credit that was from a few years ago, he is very positive and gets right to business trying to get it removed from my credit. And with all his hard work plus ours we we’re able to purchase our 1st home. He will be forever grateful for Joe Camacho and he will always be apart of our family a forever friend.... I do highly recommend The Phenix Group Joe Camacho..

I met Joe through a homeownership tour. He spoke about the importance of having good credit to purchase a home. I have tried several credit repair companies in the past but none of them compare to The Phenix Group! I decided to call Joe in Jan 2020 to see if he would be able to help me get the credit score needed to purchase a home. I gave him what i thought to be an impossible task. My situation was that my lease was going to be up in April so I needed my credit repaired in a short amount of time because I had to move out of my apt. When he told me that he would be able to do it, in my head i was like no way he could do this in 4 months.

When I had the consultation, it blew my mind! He was so thorough in explaining how this process was going to work that I had to take notes lol! He made sure I understood what my role would be in all of this and he made sure I understood...

Spoke with David Rodriquez over the phone for about 45 minutes and I truly appreciated his open and honest advice. He didn't try to get me signed me up just because he could, but he listened to my needs and decided that I was already on the right track. He informed me that he's not in the business of taking advantage of people and told me it would have been unfair to charge me for something that I really didn't need. If you are looking for a great credit counselor please ask for David Rodriguez. I will definitely request him in the future..