What can I say, like us all I had bad credit for years of not knowing, what the credit game was all about. I thought to gain good credit you had to use it and pay the minimum amount each month and I would get a 720 credit score. Well as we all "Now know" that is not how you gain a 720 or better credit score. My wife's and I journey began when we wanted to buy a house. So of course we started to have "mortgage companies" pull our credit reports. Man were we in for a shock. Our scores we in the mid-500's. We have one company going to give us a mortgage of only 100,000. Well in Northern California that was small dump. So we said no thank you, and started looking for credit repair companies. Of course we found the usual companies that just want to consolidate are bad credit and have us pay a small amount monthly. While that was alright, my wife has done that in the...
D Jones gave The Phenix Group a
5 star Review
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