I really appreciate how easy it was to work with Veritas. While the cost is high, I feel that it is worth it because they take all of the work out of managing the legal process with aggressive debt collectors. I received a settlement when one of my lender acted unethically and called me with harassing phone calls no matter how many times I asked them not to call. Not only was my debt forgiven, I also received a payment from the remaining balance after Veritas received their payment.