Tier One Credit

I was referred to Shiva and Tier One Credit by my loan officer and the results speak for themselves. They had multiple negative remarks removed from my report and I have seen a significant increase in my scores. The time to get it done was longer than initially anticipated but it has been worth it. Highly recommend for anyone in need of credit repair services! Read more >

They answered all my questions excellent customer service Read more >

After years of feeling weighed down by negative marks and collections on my credit report, I decided to seek professional help and was fortunate enough to find Tier One Credit (Credit Attorneys). From the start, Attorney Shiva, took charge of my case with a level of dedication and transparency that set my mind at ease. Throughout the entire process, his communication was exceptional, keeping me informed of each step and the progress being made.

It wasn’t an overnight fix, but through his meticulous efforts, negative charges and collections were removed from my credit report. This not only cleared my financial reputation but also significantly improved my credit score.

The incredible support I received didn’t stop at just enhancing my credit score. When confronted with a difficult collection matter on my report, Attorney Shiva went above and beyond what I... Read more >

Very professional and helpful.
Shiva was quick to respond to my questions and resolve all the issues on my case.

Definitely recommend them! Read more >

My experience with Tier One Credit was genuinely remarkable, and it contributed to a significant improvement in my financial circumstances. I made the decision to give them a shot, and I couldn't be happier with the things that came out of it. Throughout the entirety of the process, the team not only shown a high level of professionalism but also provided much needed support and education. They went above and beyond to guide me through the necessary steps. Their knowledge and unwavering dedication made the process effortless.

What sets them apart from other businesses, is their commitment to improving their clients lives. As a result of their aid, my credit score dramatically improved, which made it possible for me to qualify for a mortgage and realize my ambition of being a home owner. The quality of service that they provided and the positive effect that they had on my... Read more >

I was referred to Tier One through my cousin who's a loan officer. Sam reviewed my file and said I was a good fit for credit repair. He kept me updated and removed a collection. Then he told me Shiva the lawyer thought I might have a case. They connected me with another law firm which disputed the remaining accounts. those guys are suing the credit agencies for me, so I can get my credit fixed and maybe get some $$ too. Sam and Shiva have been super helpful, and I'm really glad I met them. these guys are really professionals and the best out there. Read more >

For years, I had struggled to dispute inaccuracies strewn across my Experian and Equifax reports. I did everything “the way you’re supposed to” and mailed off certified dispute letters to the credit bureaus and lenders, attaching full documentation and citing direct violations of the Fair Credit Reporting Act.

No matter how many times I disputed these illegal errors, neither the lenders nor the credit reporting bureaus would budge.

Finally, after falling into a rabbit hole deep within the credit nerd Internet, I found Shiva Bhaskar on Reddit helping individuals with their credit repair concerns.

Shiva answered their questions with kindness, empathy, and respect, and I could tell that he was highly knowledgable regarding niche subjects such as Equifax’s atrociously bad data.

When we spoke directly, I could immediately tell that Shiva... Read more >

I cannot thank them enough. Complete resolution of the issue with no hassle. Very knowledgeable and took the time to explain everything to us throughout the process. Will recommend. Read more >

I have worked a number of months of Tier One Credit to improve my credit scores which took a big hit during the pandemic. I had a number of late payments on cards and also some "settled for les" than the full amounts
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Shiva Bashkar and his team provided me outstanding advice on how to improve my cc scores and had my accounts with negative information removed from my credit history. It is a legal process that can take many months, but Tier One Credit was great at keeping me posted and answering all my questions.

I can recommend them without any hesitation if you would like help with your credit situation. Read more >

I am very satisfied how tier one credit explained and helped me out with my credit and being truthful to their customers. Thanks to Google and I found tier one credit 🤟 Read more >

These guys have been awesome since day one. Working on clearing up a few items on my credit report to be in the best position for a new home purchase. Shiva is the only “white glove” service I have found after searching for literally months. They know what they’re doing and the get to work quickly. These guys aren’t random internet credit repair people going through the motions to be able to charge you. They are legit attorneys with a team to do things the right way. Read more >

As a loan officer, I have referred several clients to Shiva and the Tier One team. They are always very honest about what they can and can’t do to help my borrowers. Sometimes they give simple advice that costs nothing and other times they are able to set my borrowers up on a longer term journey that ends in home ownership. I always appreciate that they treat every one of my clients with honesty up front. There are a lot of services that claim to help with credit and are quick to take money before they know if they can even help. In my experience, Shiva’s team will let you know right of the bat if they think their services are necessary or not.This honesty and integrity is hard to find in the credit space. I am extremely grateful to have Tier One as a trusted resource for my business. Read more >

Shiva and his team are super professional and great at what they do. Integrity!! I am a Realtor who works with a lot of first time homebuyers in the Los Angeles area, and have been grateful to be able to refer clients to Tier One Credit when needed. I recently closed a transaction where the buyers got their credit taken care of with Tier One in a matter of months, and within 90 days they got pre-approved and closed on their first home. Truly a testament to the importance of this work, and helping democratize wealth building for all. Highly recommend! Read more >

Shiva is has exceptional knowledge about how to build credit without impacting your financial monthly plan. He is honest and provided correct information when I asked to remove negative remarks from my credit report. He suggested very good plans to build credit. I am very thankful that I met the genuine credit builder. Thanks Shiva for your help Read more >

They deleted a few of my debt collections in 1-to 2 months. At first, when I thought about hiring an attorney, it’ll cost a lot — luckily, they were in the affordable price range.

Rudy still checks in with me to this day, which means that he cares a lot about his clients even after the transaction is done. Read more >

I would recommend anybody with bad credit to go to this guys they have changed my life they know what they’re doing they will take care of you I promise (contact Rudy) Read more >

Great expertise and they take time to let you know what you need to do and they don’t try to sell you on their products. Really felt like they WANT to help even if they’re not getting paid. Ask for Rudy 👍🏽 Read more >

Tiered One Credit really did it! I was told from other credit repair attorney that it is extremely difficult for my collection on the report to be removed until I meet Tiered one credit. Rudy he is very patient explaining the whole credit repair process and the possibilities. Style Shiva is doing an excellent work representing me dealing with other attorneys and the credit bureaus. My bad records got removed within two months! Compared to other credit repair companies out there Tiered one credit charges a reasonable fee for the service they totally deserve. I have reached out several other companies that require thousands money and they don’t know what they are doing. Some may take your credit into risk. So really be careful who you hire. Although the credit repair does take some time depends on your situation, Rudy he understands my situation and helped to speed up the outcome at the... Read more >

Tier One Credit is my go to resource for all of my clients needing credit consulting. As a mortgage lender in the Beverly Hills market I deal with a variety of scenarios and when a client is in need of credit advice I guide them to a consultation with Tier One. The agents are extremely knowledgeable, compassionate, friendly and most of all efficient. You're not dealing with just any typical credit repair company you are dealing with a legal practice. My reputation is everything to me, and I wouldn't risk it on an unreliable company. Highly recommend. Read more >

Although my case required a referral to another firm, Shiva was extraordinarily courteous and helpful. He really went above and beyond... especially for a guy (me) who wasn't even going to become a client. I'm grateful for the reassurance and assistance. Read more >

Shiva and the entire team of Tier One Credit have been very responsive and efficient to help my wife and I repairing our credit scores and erase some of the mistakes we have made in the past. Both of our scores jumped from below 600 to 750+ in less than 3 months.
Thank you Tier One Credit ! Read more >

Well if you show up don't be detoured this place is legitimate they will help you. I was helped my Rudy he looked at my case and he felt I could do most of it on my own I love the fact the he was honest and very helpful also pointed me in the right direction to get my credit fixed very good place if you looking for honesty which is hard to find now a days highly recommend Read more >

I've looked around for a credit repair company for a while. And when I came across Tier One, their actions spoke volumes. Within weeks, accounts started to come off my reports. I noticed points were increasing monthly. Since the beginning they have been very thorough with me and always maintained communication.

They didn't tell me what I wanted to hear, they were always genuine and up front. No hidden fees, and their prices are acceptable. They didn't sell me a dream and tell me anything outrageous to get my money.

I'm glad I waited and held off on other credit places and went with Tier One because since day one they proved to me that they can repair my credit. Read more >

Tier One Credit is One Stop Solution for your credit repair and guidance. Rudy Barba took ownership of my situation and the rest is history! Best legal and financial advisor team with ZERO maintenance/monthly fees! Read more >

Tier One Credit is Outstanding. Professional , Knowledgeable , and Kind. A group of people at the Top of their game. I would recommend them to everyone. They have put me back in a position to Dream again and have the credit to go after those Dreams. Put yourself in a Great level and go after everything your heart desires. Read more >

WOW! Where do I start. I really want to thank Shiva at Tier One Credit for helping me out and fixing my credit. When I spoke to him I was not in the strongest credit scores and could never get to the 700 score even with the experience I have had with credit. As a real estate investor your FICO score determines what rate or loan you can get and I always had to pay higher rates. Within months Shiva looked over my credit report and was able to fix the many errors I had which I never knew can effect my credit score and I had no idea how to get them removed too. Shiva worked on my case for many months and with his hard work and knowledge and teaching on how I should maintain my credit score I am finally in the 800's. Shiva's communication throughout the whole process was amazing! I never had to call or email him to find out what's happening he kept me aware every step of the process and... Read more >

I had a tricky case. They ended up not taking it. They gave me free advice for 35 minutes about what was tricky. Note it was clear from minute one I was offering money. Turning the money down because they thought they couldn't win shows genuine integrity. I can confirm that the intro call will be informative. You will be getting their honest opinion even when that honest opinion isn't in their best interests.

In a field that often lacks ethics it is nice to see a firm that has them. Read more >

Shiva was nice to work with. I appreciate his willingness to help and humble approach - and the guy is very knowledgeable. I used Shiva’s services about 7 months ago, and here I am today leaving a random review because I remember the experience. I would highly recommend this company. Giving “credit” where it’s due (pun intended). Read more >

Very professional and definitely helping me get out the hole. The company name speaks for itself "Top Tier" and staff member Rudy B. assist me on rebuilding my credit one step at a time. Solid team, thank you! Read more >