The Phenix Group

Our home buying process started about 3 years ago. We applied with a mortgage broker, and we got approved for $100,000. We were a little bit depressed and did not understand why we did not qualify for more. About a year went by and we started looking for a mortgage broker near us and we found one. Our mortgage broker looked at my credit and knew it need work. I tried for a few months to work on raising my credit by myself without help. I was able to make some small improvements. My mortgage broker passed Joe Camacho name to me and said give him a call. I waited a few months before I called Joe. On the first call Joe ask some questions and setup a follow up call to brief the plan that he came up with. In May of 2021 Joe briefed the plan he laid out as well as the ground rules and a step-by-step guide from start to finish. What Joe told me that night sound to good to be true. I was a little bit apprehensive at first, but I trust our mortgage broker and told Joe lets get me ready to by a home. During the process Joe fixed some mistake that I created earlier trying to fix my credit by myself. On credit karma my score was in the 585 range when we started and currently with Joes help it is now 758. Joe puts his heart in soul into his work and fights hard to repair your credit. He is very professional and super knowledgeable. With Joes help I was able to get approved for a $500,000 home loan. Also have we closed on the house I was able to purchase a new vehicle and Joe helped me with getting a credit card. My only regret is I wish I would have called Joe sooner. I highly recommend Joe Camacho for your credit repair needs.