Next Step Credit Repair

I highly recommend Next Step Credit Repair! He helped me improve my credit score and, within a year, I was able to reach my goal of getting a house. Terrell was knowledgeable, professional, and consistent throughout the entire process. He didn’t just help me with my credit—he helped me understand what I needed to do to put myself in a better financial position. If you’re serious about improving your credit and reaching your homeownership goals, I definitely recommend Terrell CreditGuy!

Only been working with them for a few months and seen a big difference in my score!

Terrell fought Rent Recovery for months and succeeded! He did exactly what he promised. If you’re in need of credit repair you won’t be disappointed with Terrell!

Great assistance . Fast results .

Very Helpful

Great company to work with, the is grrat

Always available if you needed to ask a question. Explain to you what you needed to do and didn’t need to do and from there the end of my results was Excellent so thanks again

I've been working with Terrell and his team a couple of months now, and they are very on top of things as well as very knowledgeable of credit repair. My credit is going up slowly but surely! I can't wait to see where I'll be in the next few months. Thank you 🙏🏽

My experience with Next Step Credit Repair has been amazing. They helped me understand my credit and I’ve already seen positive changes in my score. Definitely worth it.

When I first presented my credit report to Next Step Credit repair . My credit was in the mid 500’s . A little over a year and now it’s in the mid 700’s I would recommend anyone with credit issues to reach out to them.

If you want to remove negative reviews from your Google Business, contact me via my profile; my contact details are listed there. After work you can pay..

I asked Terrell to look into a item that showed up on my credit report after I had already paid them and they knocked my score down 80+ points on two bureaus. In a month's time it was corrected. Now I'm trending back towards 800.

Great customer service, & you really see the results your looking for 😊

The best to do it! Patient, professional, efficient, and well equipped to take your credit to the next level ! Very supportive and understanding staff.

Amazing!They have both understanding and patience for hard headed people like me. I have watched my score climb and things be removed from my credit left and right. I would recommend them in every lifetime. They have impacted my life and my financial literacy.

Great credit repair. Awesome communication during the process

Great help went from 600 to 800 with their help

Terrell at Next Step Credit Repair truly delivers results. Credit repair isn’t an overnight process but he doesn’t sell false promises like a lot of people you see on YouTube. He’s honest, realistic, and stays consistent until the job is done. My case took a little under year but he got it done !!!

He helped remove the one negative item that was holding me back from qualifying for a mortgage, which allowed me to move forward and close on my home. On top of that, he’s local and easy to communicate with, which makes a big difference.

I highly recommend Terrell and Next Step Credit Repair.

Terrell and his team have been outstanding throughout this entire process. They are professional, knowledgeable, and always responsive whenever I have a question. They take the time to clearly explain each step and consistently keep me informed. My credit score is improving, and I couldn’t be happier with the results. I highly recommend Next Step Credit Repair to anyone looking to improve their credit.

Terell has help me in so many ways with my credit very knowledgeable and patient I recommend him to anyone who needs credit repair he really is the GOAT!!!!! Thank you Terell and to the next credit repair team I’m forever grateful.

Very professional. Talked me through the entire process. Answered all of my questions.

Amy Highly Recommends Next Step Credit Repair to their friends & family!

I love this company!!!

Been working with next step credit repair for around 4 months now, my experience has been okay. Next step credit repair has removed 16 deletions so far and Terrel has been good to work with, will continue to work with them and will give and updated review in the future

Overall very satisfied with the results, I started in the high 500s and ended in the low 700s credit score in a year span. You have to be patient and do not expect miracle overnight. I was able to get a new car, new credit card with a high credit line, and in the process of buying my first home. Terrell is the guy! He is very professional and response very quickly as well.

I been going to Terrell and his team for 2 years now. I started off with a 500 something credit score and as of today im in the 700. Im a merchant seaman so im not always on the same time zone as him and his team but they always makes sure im updated with everything. I would hassle him all the time about my credit score and he always told me it takes time nothing happens overnight. So I waited patiently and did everything he ask me to do and im so thankful for him. I would recommend anybody thats having credit problems to go to him. He Informed me I have finished the program but I still want him to monitor my credit score and he said that would be no problem. Thanks terrell

Living testimony!! I started with a low credit score (445) and was not taught about credit , therefore messing my credit history up , late payment, not paying things back ect.. I started working with Next Step Credit repair in 2023 to get my credit straight and because my life needed order. He told me I’ll have you approved and purchasing your first home soon. I was with the program for 1 1/2 years credit score started rising and started getting a lot of pre approval mails and email. In March 2025 I tried my hand with buying a home and was approved and Closed in May. Unfortunately 7 days after closing my car went out and needed a new car. I was in disbelief and distraught because I just purchased a home and didn’t think I would get approved for a car. I drove off the lot no money down 3.0 % interest rate with a Brand New 2025 car with 163 miles on the dash 3 months after I bought my...

Elijah Strongly Recommends Next Step Credit Repair

Hands down the most professional credit repair company I have ever worked with. Terrell took the time each month to inform me of my progress and made sure I stayed on target to my end goal. I’m so so grateful for this company. Because of them I am purchasing my new home this year… I give all praises to God and this company.