After returning home from a 2-year overseas assignment, I was in the market to purchase a new home and found one. However, when I contacted my bank for financing, I was declined on the ground that my credit score is too low to qualify for a home loan. I was shocked and surprised as my credit score was well over 700 when I left for overseas. I immediately pulled my credit reports and found out two delinquent accounts, one for a Parent Plus Student loan, the other one was a DISH Network account that has nothing to do with me. Based on the lender’s recommendation, I contacted Certified Credit Consultant for help. The company representative (Muzammil) who attended my call took time to carefully analyze the reports and advised me to contact DISH Network directly to request deletion of the account as it is a fraudulent account, which I did and was successful. This alone helped me to get the score high enough (av. 680) to qualify for the loan. For the other account, Certified Credit Consultant already spotted some inconsistencies in the credit bureau reporting, and hoping to eliminate that one soon. I am impressed with the courteous, prompt and cost-effective professional services I received from Certified Credit Consultant, and would highly recommend the company for any such services.
