The process is slow but that is not the credit games fault. I have been working at my credit for a month now and was able refinance my car and went from 18.9% down to 8% so I went from 580 a month to 402. It is not great but a much better step in the right direction. I am also gaining more savings and whittling on my bad credit. I’m looking at a more positive outlook. Still have a way to go. I want to buy a house and a new truck but waiting until everything is right. Thanks to Juan for helping me on my journey. Very excited about the journey!
-- Ted-Minh G