My credit score needed significant help, and credit expectation not only raised my credit score in the timely manner that we requested, but we were approved for our first FHA loan and now we are able to purchase a home. They were very professional, and pretty quick at responding. I would say it requires a lot of foot work from you, so if you don't have access to a fax machine or stamps to mail every single document that comes to your home, which they are disputing. it can be frustrating at times, but I never felt completely forgotten, but I do feel my situation may have made it challenging for them to work with. The amount I paid was worth it for the credit increase we received I would say that. I saw my score jump 100 points, once the disputes start actually taking place. I strongly recommend credit expectation. we said we want to buy a home in a year from the day we start our first payment and they guaranteed that. I don't think there's nothing else to prove what they're capable of. They did what they said they would do!