Tier One Credit

Last year, as I was making an attempt to find help with debt reduction strategies and with improving my credit score, I very fortunately crossed paths with Tier One Credit. I felt a bit nervous around finding someone honest to work with, being that I got the impression that there were a lot of scammy options out there for credit and debt help. I ran into Shiva from Tier One in an online forum as I was asking around for advice regarding my situation. I immediately formed a good first impression when we had our initial phone conversation. He was very personable and I felt at ease speaking to him. I felt confident that he was a straight shooter and that he genuinely wanted to help. Over the next year or so, that first impression proved to be accurate, as my experience working with him was overwhelmingly positive. I got exactly the advice and help that I was looking for, and then...

Shiva Bhaskar was able to sucessfully help me build credit. Shiva was always very responsive, professional, and helpful. He is very personal and great to speak with. My credit has signifcantly improved since working with him. He is an asset to Tier One Credit.

Tier One Credit is very professional, responsible, gives great advice, and super easy to work with.

I would just like to say that I would recommend Shiva Bhaskar to anyone in need of getting help with there credit scores. I got very quick responses from Shiva and he's guided me in the right direction. Glad to know that if I have anymore credit report issues that hes going to be the first person that I call.

Shiva has provided me with great credit building materials that I’ve shared with my immigration clients who are repairing their credit. Highly recommend Tier One’s ebook “Credit Builder Secrets.” They are real, honest and absolute experts in credit matters.

Shiva and his team and Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of home ownership. I whole heartedly recommend Shiva and his team.

- Nate

Shiva provided some great advice on helping me resolve my credit issues and was always available to discuss on the phone. Would certainly use Tier One Credit again if any any future problems arise.

I originally started with Bank of the West in Feb.2019 and was promised to close soon with lower interest rate and minimal costs. Well this continued till the end of November. I finally realized that these people from Bank of the West are very inept. I spoke to Shiva Bhaskar and he introduced me to Mona Elhalwagy and she did my loan and closed in a month. Truly professionals with total transparency. She explained to me everything, disclosed all the interest, points and all pertinent costs. I called her several times, and she is always there with her assistant Chris to handle my concerns patiently. I'm so happy because with them, I was able to save $1,688. from my old mortgage with Bank of America.I've recommended them to my friends, and she will be working with them soon. I hope we have more people like Shiva and Mona.

Very professional and responsive.
Improved my score around 70 points.
Fee paid only when all issues were resolved.
Recommend this entity without any hesitation.

Well first off I would like to thank Tony for changing My Life.. I had bad credit and didn't understand it. I kept getting these letters from collection agency and truly thinking of settling until I got advice from Tony at Tier One Credit.. Was probably the best move I ever made. Not only did he help me fix my credit but always understand it. I advise anyone that needs help understanding there bad credit. To hit up Tier One Credit.. Thank you for giving me my life back. Bad credit is no joke