Timothy Beeman did a great job of providing me information to consider upon retirement. He presented various options and explained each to me. He inquired regarding my needs and ensured he understood my desires, what risk I was willing to take and then presented various products. I felt very comfortable discussing my personal information with him and appreciated his patience as I asked questions and had him go over things more than once, until I understood. I felt comfortable in his knowledge and expertise on products and am happy with decisions I made with the product I chose.