This is an Honest review . I don’t do many reviews but this company is very misleading . I signed up with smart credit to help clean up and improve my credit score so I could purchase a home . I was able to purchase a home but at no help from these false scores. Smart credit consistently showed me scored that where significantly higher than my true credit score . On average 60 + points higher !! That’s a huge swing. I used them for over a year and ever single time my credit was pulled my credit score was no where near what they claimed it was . I attempted to get a pool for my new home and was denied . I would of never of pulled my credit if I know it was low . But smart credit had me believing it was 729 when in fact it was 640!!! That’s not ok. I was approved for my home loan but my score was significantly lower then was they say it was . This is not a reliable company . You will...
SmartCredit® Replied:
SmartCredit utilizes the Vantage 3.0 credit score. Even the most common FICO scores provides different score ranges for your overall score, credit card score, and mortgage score. If you have any further concerns, please don't hesitate to reach out to u s at supervisor@smartcredit.com
SmartCredit® Replied:
SmartCredit utilizes the Vantage 3.0 credit score. Even the most common FICO scores provides different score ranges for your overall score, credit card score, and mortgage score. If you have any further concerns, please don't hesitate to reach out to u s at supervisor@smartcredit.com
Adrian Walker gave SmartCredit® a
1 star Review
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