I wish I never found out about this company, the customer service is terrible, they lie to you. For example when I start with the company the representative that was working on my contract said when he looked at my information that my credit Will be higher and fixed by August. I started with this company at the beginning of this year and my credit has Dropped more. They didn’t even tell me that if I decide to cancel I would have to pay $75 to due so. Not only that you have to pay another company Monthly payment as well so they can keep checking your scores, along with doing a monthly payment for them. They told me LEXINGTON LAW WAS BAD THEY ARE TRULY TERRIBLE.