Next Step Credit Repair

Terrell and his team have been outstanding throughout this entire process. They are professional, knowledgeable, and always responsive whenever I have a question. They take the time to clearly explain each step and consistently keep me informed. My credit score is improving, and I couldn’t be happier with the results. I highly recommend Next Step Credit Repair to anyone looking to improve their credit.

Terell has help me in so many ways with my credit very knowledgeable and patient I recommend him to anyone who needs credit repair he really is the GOAT!!!!! Thank you Terell and to the next credit repair team I’m forever grateful.

Very professional. Talked me through the entire process. Answered all of my questions.

Amy Highly Recommends Next Step Credit Repair to their friends & family!

I love this company!!!

Been working with next step credit repair for around 4 months now, my experience has been okay. Next step credit repair has removed 16 deletions so far and Terrel has been good to work with, will continue to work with them and will give and updated review in the future

The best to do it! Patient, professional, efficient, and well equipped to take your credit to the next level ! Very supportive and understanding staff.

Overall very satisfied with the results, I started in the high 500s and ended in the low 700s credit score in a year span. You have to be patient and do not expect miracle overnight. I was able to get a new car, new credit card with a high credit line, and in the process of buying my first home. Terrell is the guy! He is very professional and response very quickly as well.

I been going to Terrell and his team for 2 years now. I started off with a 500 something credit score and as of today im in the 700. Im a merchant seaman so im not always on the same time zone as him and his team but they always makes sure im updated with everything. I would hassle him all the time about my credit score and he always told me it takes time nothing happens overnight. So I waited patiently and did everything he ask me to do and im so thankful for him. I would recommend anybody thats having credit problems to go to him. He Informed me I have finished the program but I still want him to monitor my credit score and he said that would be no problem. Thanks terrell

Living testimony!! I started with a low credit score (445) and was not taught about credit , therefore messing my credit history up , late payment, not paying things back ect.. I started working with Next Step Credit repair in 2023 to get my credit straight and because my life needed order. He told me I’ll have you approved and purchasing your first home soon. I was with the program for 1 1/2 years credit score started rising and started getting a lot of pre approval mails and email. In March 2025 I tried my hand with buying a home and was approved and Closed in May. Unfortunately 7 days after closing my car went out and needed a new car. I was in disbelief and distraught because I just purchased a home and didn’t think I would get approved for a car. I drove off the lot no money down 3.0 % interest rate with a Brand New 2025 car with 163 miles on the dash 3 months after I bought my...