I want to start off by saying that 18 months ago my credit was horrible. I’m talking about scores in the high 400’s. Then about a year and a half ago I happened to stumble on one of Mikes videos on youtube. And at the time that I watched his first video I wasn’t even thinking about credit, but he said something that inspired me. And after I finished the first video I started watching all of the other ones as well. Because of Mike’s videos, my credit journey began. I started implementing the free advice that he gave out and was able to open a few secured cards, and used the Shopping Cart Trick, etc. But the problem I had was that I was getting starter cards with $300 to $500 starting limits. What a joke.
And as this was happening I also had to try to remove the negatives from my reports. So I ended up hiring two separate companies to help me fix my credit. The first company was...